woke up around 8 pm. then went out around 9.30 pm with shengkai to CP to have my dinner at KFC haha. saw weihang, deon n weijie there oso, they also having their dinner at KFC lol. then we ate n weihang, deon n weijie went home shortly after their dinner while me n shengkai were slacking outside CP.
then benjamin joined us 2 n slacked awhile till like 12 am i jio people go serangoon garden play dota. then around 12.50 am the 3 of us cabbed to serangoon garden n meet the rest to play lan. we played till 6 am ++ then we went macdonald eat breakfast till 8 am ++ then all of us cabbed back home.
reached home at around 8.30 n went online checking stuffs on the stuff i going to do with my dad - putting my money on a fixed deposit on foreign bank. i just checked that the interest rate on fixed deposit on New Zeland gives 8% p.a like my dad said, but the forums i read also spoke that new zeland currency will not be that stablize due to their economy isnt doing that well n how's the bank going to produce that much money for us, by printing more currency notes which makes the rate lesser n lesser. however if the money is put over time, we still can recoup the losses over the currency changes if it ever drops, n might still earn abit from the interest. they spoke that Australia bank is better, its interest is around 7.8% p.a n the currency recently is raising, n Australia economy is better alot than New Zeland that means there wont be a huge decreases in currency changes in Australia too.
putting yr money on singapore bank is really sucks too, inflation tax is 2.5% n the fixed deposit with 50k ++ is just only 1.68% which i checked n it's not even enough to recoup the tax we paid for inflation -.- and who knows, Mas Selamat is on the run n what if he comes back to singapore to revenge n blow up Singapore rofl, the economy in singapore will fall badly by then so it's best to put my money somewhere i guess. roflroflrofl. i think maybe i going to put like 50k SGD into Australia bank or what, and 30k on New Zeland bank n left the rest at my POSB bank ba. my dad said later check with the banks for further enquiry which i think so too haha.
n seriously i dont think soon or later USD currency will have a rise in it, maybe 5 years there will be a slight rise back to 1.4++ but i and german friend still think there will be a drop in USD currency in midterm from what my german friend said. both of us have the same thinking that there's nothing to back US economy up to have their currency raised, but rather their currency will keep dropping because their economy is very unstable at the moment. and my german friend told me that recently a USA bank almost had bank crash but they eventually "fake rescued" it, so from that i can judge that USA market is doing badly n the "tian zhen" benjamin is surely going to have a loss if he still dont wake up -.- well playing with currency wont lose, but it's just that it takes how long to win. n i rather invest my money in china currency than USD one rofl.
my that german friend is giving me lectures on physics law LOL, he's telling me so many chim thing which affect economy. because i was asking him why is USD been the lead currency and he told me the history behind it, so it was saudi arabia had an agreement with USA that they only sell their oil for USD n everyone would want to buy oil needs to buy with USD, n since saudi arabia is the biggest oil producer in the world, everyone is like to buy from the country with USD. n soon more resources also uses USD to trade it. then i was like "if oil could be replaced with some other energies" n he told me law of physics rofl!
i cant even understand much about those physics stuff he told me, he told me lotsa of it but i could understand like nearly less than 10% of what he told me n i was like "ok ok ok" n overall oil is the energy sources that we human uses it n since now it's a modern age, everything including oil conversion to food which is a need for human survival is needed, so that makes USD the leading currency in the world.
n he gives me a few website to watch about the economies impact shits, so i think when i got the time i going to view it lol.
http://youtube.com/watch?v=F-QA2rkpBSY -> 8 parts
http://www.businessjive.com/ -> how those systems work
n now my dad is waiting for me at 303 kopitiam, i going out with him now to bank to do foreign bank fixed deposit shits! n i still havent sleep since i woke up yesterday 8 pm lol. think i am not going to sleep le ba, maybe just go out till midnight then sleep haha.
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